Features

SmartCredit.io’s decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries.

Unique Solutions for Common Problems

The SmartCredit.io team created a user-friendly platform to leverage your assets like a banker.

Instant Approvals

Thanks to our innovative personal fixed income fund solution, you will receive your fund within minutes.

Fixed Rates

No fluctuating interest rate for the borrowers or lenders. We're protecting your assets and income.

Low Collateral

A low collateral ratio empowers borrowers to borrow more on their assets.

Easy to Use

Decide what you want to do, connect with your Metamask wallet, and you're ready to go!

Active Community

We have a great and supportive community. They're calling themselves smarties, and it's right!

Fixed Term

Fixed-term loans for the borrowers and lenders - that’s how we reduce the collateral ratio

Why you should use?

See what users are saying

I couldn’t believe it. SmartCredit.io is so easy to use.

Jelena Amar

Jelena Amar

Marketer

Thank you - mixing variable rate and fixed rate results in excellent returns.

Omar Stiegel

Omar Stiegel

From Telegram

The support reacted very fast and explained how to monetize the assets.

Maria Morgan

Maria Morgan

Business Analyst

Fixed-rate and fixed-term-lending has untapped potential.

Steward Sharkey

Steward Sharkey

From LinkedIn

FAQ

SmartCredit.io is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

What I can do with SmartCredit.io?

SmartCredit.io’s decentralized peer-to-peer global lending marketplace connects lenders and borrowers without intermediaries. Lenders offer their funds, and borrowers borrow the funds on the global marketplace. You can borrow or lend.

Who's behind it?

With more than 10 years of banking experience, we have excellent banking know-how. We know decentralized finance and blockchain technology. Our CEO Martin Ploom, CTO Tarmo Ploom, and advisor Daniel Burgwinkel published a book about blockchain technology. 

What are the requirements?

A Metamask wallet.

Will you provide support?

Definitely! We're here for your success, and we have a dedicated support team for this. But, we don't think that you will need support; it's really so easy to use!

Haven’t got your answer?  Contact our support now