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Crypto Lending

Start earning interest on crypto with 3 easy steps.

Active Lending


You've been approved a loan request!


Choose a collateralized loan request

The borrower will submit his fixed-term loan request and transfer collateral into his loan request smart contract.


Send funds with one click

Active Lender or a Personal Fixed Income Fund will send funds to the Loan Contract, which transfers funds to the Borrower


Start earning interest

Borrower receives his collateral back after he pays his loan. Lender earn interest


Unique solutions for your DeFi experience.

Non-custodial lending

Only borrowers/lenders control their assets; no one else has access.

Fixed Term

Fixed-term loans for the borrowers and lenders - that’s how we reduce the collateral ratio

Fixed Interest Rate

No fluctuating interest rate for the borrowers or lenders. We're protecting your assets and income

We are always here for you.

Easy to use is the fastest way to get involved with decentralized finance. From the application home screen, six clicks are all it takes to start earning interest or create a loan request.

Dedicated Support

How can we help you? Just send a message on Telegram or email, we will reply to it for sure.

The borrower enters the loan request and adds collateral to his loan request. The system automatically calculates how much collateral the borrower needs to submit.

The lender can then accept the borrower’s loan requests, and he will transfer the funds to the borrower. Smart contracts will keep the borrower’s collateral until the end of the loan term.

At the end of the loan term, the lender will receive the principal and interest payments from the borrower.

If the borrower is not paying, the system will liquidate the borrower’s collateral, and the proceeds will cover the principal plus interest payments.

If collateral liquidation proceeds are not enough, then the loss provision fund will jump in and will fill the gap.

Additionally, the lender can define a Personal Fixed Income Fund – if he does this, then the entire lending process is automated for the lender. The lender can earn so passive income on his assets.

As you see, we’ve two products for income seekers; Crypto Lending and Crypto Fixed Income. Crypto fixed income is an automated algorithm that invests for you. Crypto lending is manual, so if you want to create supply for the requested loans automatically, continue with Crypto Fixed Income; if you’re going to do this manually, continue with crypto lending.

  • Non-custodial lending: only borrowers/lenders control their assets; no one else has access to the borrowers/lenders assets
  • Borrowers have low collateral requirements
    Wide choice of collateral for the borrowers
  • Fixed-term loans: this allows borrowers to reduce the collateral requirements
  • Fixed interest loans: this protects borrowers and lenders against the herding movements on the markets and the resulting fluctuating interest rate
  • Personal Fixed Income Funds enable a passive income for passive investors
  • Widgets for integration: offers borrow and lend widgets for the integration partners. These widgets are easy to integrate. And integration partners will earn the loan origination revenues.

People are used to the traditional financial system. And so, we are usually not thinking about how this system is working. But, the reality is that the traditional financial system has strong side effects on society (which were very visible during the Lehman crisis):

Privatizing the benefits: If times are good, the banking system generates high profits and is paying high bonuses. However, what happens if the times are not so good?

Socializing the losses: If the times are not so good, then the governments have to jump in and to re-capitalize the banks. It’s because so far, the banks are essential to keep the economy running. But, of course, no one is claiming back the earlier paid-out bonuses or profits.

The traditional financial system is not sustainable. That’s why we need an alternate financial system. That’s why we need a blockchain-based financial system – and that’s why we created